St. Clair Shores, MIProfessional ServicesBusiness services
Independent insurance agency in St. Clair Shores offering business and personal insurance, employee benefits and risk-management advice.
Essential Services Company is an independent insurance agency in St. Clair Shores. It handles insurance, employee benefits and risk management for businesses, professionals, individuals and families, all under one advisory relationship. As an independent agency it compares coverage across national carriers, regional markets, specialty programs and surplus-lines markets to fit each risk.
Real estate and habitational properties, construction and trades, restaurants and hospitality, manufacturing and distribution, retail and service businesses, transportation and fleets, nonprofits, and harder-to-place risks such as cannabis and special events.
Every engagement starts before any quote: the team learns how the operation runs and reviews current limits, exclusions and claims history, then takes the risk to market and compares the options. After a policy is issued the agency stays on it, handling certificates, policy changes, claims, audits, billing and renewals. Clients can reach the team on direct lines or through an online client service center.
